The Irish public had a thoroughly unexpected and bizarre story to obsess over through the night, as a technical error at Bank of Ireland seemed to allow holders of a BOI card to withdraw from an ATM or transfer to other users more money than was actually in their account.
Gardaí were deployed in certain areas to handle the situation, with sizeable queues forming at multiple ATMs up and down the country as Bank of Ireland attempted to gain control of the situation.
The Minister for Finance and the Central Bank of Ireland have both responded to the incident, with the Central Bank in contact with BOI in order to ascertain how the glitch was allowed to happen.
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Finance Minister Michael McGrath of Fianna Fáil issued a statement in response to the incident, saying:
Given our growing dependence on technology for the delivery of financial services, I have asked my officials to engage with the Central Bank on its assessment of the robustness of this Bank of Ireland incident, and more broadly the robustness of the technology systems used by regulated, customer-facing financial service providers here in Ireland, and whether any further steps are required to reduce the risk of outages that impact on customers.
Tuesday night's chaos was one of the most utterly bizarre scenes we've seen in Ireland in recent years - and that is saying something - and, naturally, Irish Twitter was in flying form on Wednesday morning in response to the pandemonium.
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Bank of Ireland ATM glitch leads to some excellent memes
If there's one thing we can guarantee in situations such as Tuesday night's, it's that the Irish public will have the perfect injection of humour to respond.
Social media did not disappoint in reacting to the Bank of Ireland fiasco.
Some of the best memes included references to the financial crisis of the late 2000s, jokes surroundingthe Garda presence at ATMs in various locations, and joking pop culture references to what those who had managed to withdraw huge amounts of money might do with their newfound wealth.
When your bank But you don't
is giving away have a bank
free cash account
for free pic.twitter.com/2Va9IBNLQ1— Estebantz (@ActingTheGom) August 15, 2023
logged into my bank of Ireland app and this little fella popped up to tell tell me I’ve won a grand pic.twitter.com/8EnDOe6aoc
— spochadóir (@spochadoir) August 16, 2023
Every Bank of Ireland customer tomorrow pic.twitter.com/w0jWzBKtLB
— Andy McCarroll (@Andymc1983) August 15, 2023
Bank of Ireland customers this morning after clearing out every ATM in the country: pic.twitter.com/aWu3gx6TKq
— Not the RTÉ News (@notthertenews) August 16, 2023
imagine queueing at an atm to withdraw cash traced directly to you when you could simply hit it multiple times with a stolen digger all the while making some new friends from Monaghan
— spochadóir (@spochadoir) August 15, 2023
Bank Of Ireland customers when they find out they have to give back all the money that isn’t theirs pic.twitter.com/TZVtjYp6Jg
— Tommy (@Tommy_Byrn) August 16, 2023
When the Bank of Ireland debt collectors turn up and the boys have just devoured a grands worth of Deliveroo and cans. pic.twitter.com/HT62Msbrp7
— Mike Breen (@mbreen1986) August 16, 2023
You'd never see us AIB heads, or BAIBs as we call ourselves, get carried away at the ATM like that. We're a more serene, a more gentle, a more dignified sort of bank customer. Why? Because we are brave, and they back brave.
Simple as.— Aidan Fitzmaurice (@FancyVegasPro) August 16, 2023
First Bank of Ireland ATM glitch without Fungie. Always the hardest.
— Ciara Knight (@Ciara_Knight) August 16, 2023